J.C Taylor Insurance Agency, Inc.
I find that my old Crosley car may be 49 years old, but does not qualify for Antique Auto Insurance, because it was modified in 1955 and 1956. It and its use meet all other requirements, with total miles driven last year of 200 and estimated at 350 for this year. It is currently insured by Liberty Mutual, but not as an antique (They have been our insurer since 1936).
The modification converted the rather ugly sheet metal Crosley into a reasonable copy of the typical small, low power, British Sports Car of the 1950’s.
The main mechanical components (engine, frame, running gear, brakes, steering, etc.) are still
We designed and built the fiberglass body and a new instrument panel with wiring assembled with large military connectors, a stainless steel exhaust, etc.
It no longer is a 1949 Crosley. It has become a “prototype” 1956 Crosley-Stites.
The car has not been modified since 1956 and all parts are original, even the exhaust. It does have new tires, a new battery, new head light bulbs, and I was able to find original brake rebuilding kits for the disc brakes. It was repainted last year (same color).
I think the car should qualify for insurance as a 1956 unmodified Crosley-Stites.
The safety record had been outstanding. No accidents, damage, or claims since 1956. No parking tickets, and no in-motion violations.
Liberty Mutual will continue coverage of the Crosley-Stites along with the other two cars until Antique policy is resolved.
After 1956 I drove the car to work (6 mi) when it was warm and not likely to rain. The car has no top, doors, or windows. It does have tonneau cover so if it rains you can leave the car and sit under a tree until